Financial risk
Financial risk is an umbrella term for multiple types of risk associated with financing, including financial transactions that include company loans in risk of default. Risk is a term often used to im...
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Risk: Your Best Friend and Worst Enemy -- The Motley Fool
A few things you should know about it. Risk fills in the gaps between your plans and the relentless power of chance, accident, luck, and misinformation. It sits over your shoulder while you're plannin...
Credit risk
Credit risk refers to the risk that a borrower will default on any type of debt by failing to make required payments. The risk is primarily that of the lender and includes lost principal and interest,...
Market risk
Market risk is the risk of losses in positions arising from movements in market prices.
Some market risks include:
Liquidity risk
In finance, liquidity risk is the risk that a given security or asset cannot be traded quickly enough in the market to prevent a loss (or make the required profit).
Market liquidity – An asset can...
Operational risk
Operational risk is "the risk of a change in value caused by the fact that actual losses, incurred for inadequate or failed internal processes, people and systems, or from external events (including l...
Model risk
In finance, model risk is the risk of loss resulting from using models to make decisions, initially and frequently referring to valuing financial securities. However model risk is more and more preval...
Systemic risk
In finance, systemic risk is the risk of collapse of an entire financial system or entire market, as opposed to risk associated with any one individual entity, group or component of a system, that can...
Diversification (finance)
In finance, diversification means reducing non-systematic risk by investing in a variety of assets. If the asset values do not move up and down in perfect synchrony, a diversified portfolio will have ...
Insurance
Insurance is the equitable transfer of the risk of a loss, from one entity to another in exchange for payment. It is a form of risk management primarily used to hedge against the risk of a contingent,...
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Why Absolutely Everybody Is Talking About Excellus Healthy Rewards You don't need large, huge weights to come up with muscle. Whichever approach you decide to
Risk: Your Best Friend and Worst Enemy -- The Motley Fool
A few things you should know about it. Risk fills in the gaps between your plans and the relentless power of chance, accident, luck, and misinformation. It sits over your shoulder while you're plannin...
Principled reasoning
Principled reasoning (also known as principles-based reasoning and principle-centered reasoning) is an alternative to modern portfolio theory based on a different conception of risk.
Modern portfo...
Pro rata cancellation
An insurance policy may be canceled before the end of the policy period. This has the effect of ending the policy coverage on the date of the policy cancellation.
Three different calculation meth...
Valuation risk
Valuation risk is the financial risk that an asset is overvalued and is worth less than expected when it matures or is sold. Factors contributing to valuation risk can include incomplete data, market...
Entropic value at risk
In financial mathematics and stochastic optimization, the concept of risk measure is used to quantify the risk involved in a random outcome or risk position. Many risk measures have hitherto been pro...
Mathematical statistics
Mathematical statistics is the application of mathematics to statistics, which was originally conceived as the science of the state — the collection and analysis of facts about a country: its economy,...
Nine money personalities model
Nine money personalities model is a model developed by Dr. Kathleen Gurney in which she describes nine distinct money personality types. According to her not only do individuals have a physical self, ...
Cascades in Financial Networks
Cascades in financial networks are situations in which the failure of one financial institution causes a cascading failure in an other member of the financial network. In an extreme this can cause fa...
Risk transformation
A growing area of activity within the financial services post 20th century financial crisis.
A definition of what is and what is not a risk transformation project/activity does not yet exist but: ...
Compound annual growth rate
Compound annual growth rate (CAGR) is a business and investing specific term for the geometric progression ratio that provides a constant rate of return over the time period. CAGR is not an accoun...
Age-standardized mortality rate
In epidemiology and demography, age adjustment, also called age standardization, is a technique used to allow populations to be compared when the age profiles of the populations are quite different.
Vision insurance
Vision insurance is a form of insurance that provides coverage for the services rendered by eye care professionals such as ophthalmologists and optometrists. There are many vision insurance companies....
Zillmerisation
Zillmerisation relates to the valuation of a life insurance company by an actuary.When new regular premium protection business (such as life or critical illness insurance) is written, the value of the...